Common Needs

Managing Irregular Cashflow – Many trades workers experience fluctuating income due to seasonal work, contract jobs, or overtime. What is the best way to put your irregular income to use?

Retirement Planning – Are you taking advantage of and do you understand the best retirement plan accounts you have available such as 401(k), IRA, ESOP, ESPP, Union Benefits and pensions. Trade work can be hard on your body. You should decide WHEN to retire, not retire when your body says you HAVE to…

Make Your Money Work Harder Than You Do – Are you invested correctly for your stage of life?

Avoid Getting Wrecked by Taxes – How can we help you keep the most of your hard earned money and set you up to pay less tax down the road

Reduce Debt– The borrower is the slave to the lender - how can we help you reduce your debt and solidify your financial position.

Insurance – Assess the need for disability insurance, health coverage, liability insurance, and life insurance to protect against unexpected risks.

Don’t Go Broke – Work-related injuries or economic downturns can disrupt income. Are you prepared if something happens?

What Happens if you die? –Review your wills, trusts, and beneficiary designations to ensure assets go to the right people and avoid unnecessary taxes or probate issues